THINK Financial was founded with the goal of finding ways to save Canadians money. Since a mortgage payment is the largest monthly expense most Canadians make, we started with mortgages. We know a little savings can go a long way and that is why we offer market leading lowest mortgage rates.
We offer one fully loaded product: The Works! It is a full featured, flexible mortgage with a great rate.
THINK Financial was founded in 2016 and provides residential mortgages to Canadians with good credit. We offer our products exclusively through a very limited number of mortgage brokerages that are well known for attracting clients with great credit.
At THINK Financial we believe good credit clients deserve better rates and straight forward pricing without the hidden fees. For example, we no longer charge wire fees upon funding of a mortgage. Every bank and lender in Canada does, but to us it didn't seem right, so we eliminated the fee.
THINK Financial underwrites more than a billion dollars of mortgages a year.
Unlike most of the other Canadian banks all our mortgages are conventional charge mortgages.