*Plus a 1% administrative fee. When acquiring a THINK Mortgage through a mortgage brokerage, this fee is often incorporated into a higher mortgage rate.

**Lending terms and conditions apply. Offer available for new high-ratio insured mortgages, including high-ratio mortgages transferred from another financial institution. The mortgage loan must have a principal balance of $100,000 or more, and have an amortization of 25 years or less. The mortgage must fund within 40 days of the loan application date.